Many
tools exist in both federal and state law to assist you when facing financial
difficulties. From foreclosure defense to bankruptcy, from creditor
negotiations to wage and account garnishment defense, Robert K. Naumann, P.C.
has the experience, tools, and strategies to help you through this stressful
time.
While
well-versed in consumer bankruptcy, Robert K. Naumann recognizes that
bankruptcy is not the right answer for every financial difficulty. Our
attorneys have successfully negotiated many compromises with consumer
creditors, as well as many home loan modifications. These workouts put clients
back on a solid footing without the negative impact of a bankruptcy. If the
matter is already in litigation, you may have legal defenses in the collection
process that can protect all or a portion of your assets. If you are facing
foreclosure, Robert K. Naumann, P.C. can assist in giving you back some
control, either with a loan modification or, if you need to let go of your
home, with a short sale, deed in lieu of foreclosure, or consent foreclosure.
Of
course, there are times when bankruptcy is the best option. Whether you qualify
for Chapter 7 bankruptcy and can eliminate all your debt immediately or you
will be required to pay all or a portion of your debts over time in a Chapter
13 bankruptcy, Robert K. Naumann, P.C. is ready to help. We are ready to advise
you not only on the legal steps of the process, but also the moral and practical
grounds for filing. We understand the impact of your income and assets on the
process, and we know the protections that are available for your assets under
the law.
Call for a free consultation today!